English expression - To be tight (with money) $$$

To be tight has 2 meanings-

1. If someone is tight it means that they don't like to spend money.

"Fred never spends money on anything. He is so tight! He should enjoy himself once in a while."

2. If money is tight it means that someone doesn't have much money.

"Money is tight this summer so I won't be able to go to Hawaii for my vacation."

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